JERN Financials Ltd

Specialist financial clarity for hospitality

Understand what each venue is making—not just what the group is turning over

JERN Financials helps restaurant groups, pubs, caterers and growing hospitality businesses turn their bookkeeping into timely information for better decisions about profit, margins, staffing and cash.

Book a Financial Clarity Call

10+ yearsworking with hospitality businesses
Monthly claritynot just year-end figures
Experienced accountantspractical financial guidance

From turnover to real performance

Do you know how much profit your business made last month?

Running a hospitality business means managing food and drink margins, staffing, stock, suppliers, events, seasonal demand and cash flow—often across more than one location. Turnover can look healthy while one venue, service or revenue stream is quietly reducing the group’s profit.

Which venue generated the strongest profit?
What percentage of sales was spent on labour?
Are food and drink margins improving or declining?
Which services and events contribute the most?
How much cash is available after upcoming commitments?
Can the business safely recruit, invest or expand?

Decision-ready reporting

Financial clarity across your hospitality business

We help you create a reliable financial picture across your venues, departments and revenue streams, so that you can act while there is still time to influence the outcome.

Profitability by venue

See whether each restaurant, pub, café or catering operation is making an appropriate contribution to the wider business.

Food and drink margins

Monitor gross profit, purchasing patterns and margin changes so increasing sales do not conceal rising costs.

Staffing costs

Compare labour costs with sales and trading patterns to support rota, recruitment and opening-hour decisions.

Stock and suppliers

Improve visibility over stock-related costs, supplier payments, waste and recurring overheads.

Cash flow

Understand what cash is available, what the business has committed to pay and where pressure may arise.

Monthly management information

Receive clear reporting that explains what happened, why it matters and which decisions need attention.

Beyond compliance

When did your accountant last tell you something useful about last month?

Annual accounts and tax compliance remain important. But hospitality owners also need current information that helps them run the operation—not figures delivered months after the decisions could have been made.

Modern accounting technology should give you direct visibility over your numbers. Your accountant can then concentrate on interpreting them, challenging assumptions and advising you.

For a practical look at how to build that kind of relationship, read When Did You Last Hear From Your Accountant?

  • See when a venue’s sales are growing but its margins are falling
  • Understand whether weekday staffing is eroding weekend profit
  • Identify high-revenue events that make very little contribution
  • Assess whether profit and cash can support additional team members
  • Decide whether an investment should proceed or wait

How we help

Bookkeeping that becomes useful business information

We provide a combination of cloud bookkeeping, structured reporting and practical financial guidance, designed around the size and complexity of your operation.

  • Cloud-based bookkeeping
  • Xero and Dext implementation and support
  • Monthly management accounts
  • Profit-and-loss reporting by venue or department
  • Cash-flow visibility and forecasting
  • Margin, labour and cost analysis
  • Regular financial review meetings
  • Year-end accounts and tax compliance

Who we work best with

Our hospitality service is particularly suited to independent restaurant groups, multi-site pubs and bars, catering and events businesses, cafés, food-led venues and operators with accommodation.

We work best with established, founder-led businesses that want clearer reporting and proactive communication—not simply the lowest-cost annual filing service.

Already have an accountant?
We can provide the bookkeeping and management reporting alongside your existing year-end accountant, or discuss whether a more complete service would be appropriate.

Experienced, practical and plain-speaking

Financial support from someone who understands hospitality

Esther Kyesimira FCCA is the founder of JERN Financials and has worked with hospitality businesses for more than 10 years.

She helps owners use modern accounting technology to understand profitability across individual venues and their wider businesses, with clearer information about margins, staffing, cash flow and performance.

Esther has also delivered practical financial workshops with Enterprise Nation, Hatch Enterprise and Foundervine, helping business owners understand how their numbers work and use them to improve profitability.

What you can expect

  • Clear explanations without accounting jargon
  • Organised and reliable financial records
  • Reporting designed around real business decisions
  • Human support combined with modern technology
  • Proactive conversations throughout the year

Speak to Esther

A clear process

How we work

01

Understand

We learn about your venues, revenue streams, current systems and reporting needs.

02

Organise

We structure Xero, Dext and the bookkeeping workflow so transactions are recorded consistently.

03

Report

We build useful monthly reporting across the group, venues, departments or events.

04

Decide

We help you understand what changed, what needs attention and what the business can do next.

Stop waiting until year-end to understand your business

Good financial information should help you make decisions while there is still time to influence the outcome. Book an initial conversation about clearer profit, margins, staffing costs and cash flow across your hospitality business.

Book Your Financial Clarity Call

Esther Kyesimira FCCA · JERN Financials Limited

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